Acquisition Financing
Capitalize on the deal in front of you — structured across the full capital stack to get you to close.
What it is
Acquisition financing is capital raised specifically to buy a business, buy out a partner, or roll up a competitor. These deals rarely fit a single off-the-shelf loan; they're usually structured from several sources — a senior loan, an SBA component, seller financing, and sometimes mezzanine or equity — assembled into one coherent capital stack.
Who it's for
Operators and investors with a specific transaction in hand: an owner ready to sell, a partner ready to exit, or a competitor ready to be absorbed. The right buyer understands the target's cash flow and has a credible plan to service the debt the acquisition creates.
How the structure works
Most acquisitions are financed against the combined cash flow and assets of the acquiring and target businesses. An SBA 7(a) loan is often the backbone for deals up to $5M, frequently combined with seller financing — where the seller agrees to be paid over time — to bridge the gap and align incentives. Larger deals layer in conventional senior debt and, where needed, mezzanine capital. Getting the layers in the right proportion is what makes a deal financeable.
The Carraway approach
Acquisitions live or die on structure and timing. We model the capital stack against the target's cash flow, coordinate the lenders involved, and manage the process from term sheet to close so the deal doesn't stall — because in an acquisition, a slow process can cost you the transaction.
The right capital structure starts with one conversation.
Tell us about your business and what you're trying to accomplish. We'll tell you where you fit across our lender network — and whether we're the right partner for this deal.